One of the best ways to get emergency cash when you need it is to look for websites like Credit Ninja. These websites offer online personal installment loans that are available for people with bad credit. They also provide fast funding and excellent customer service. It’s important to note that they don’t report payments to credit bureaus, so you’re not bound by any legal or financial obligation to them.
If you are looking for a personal loan that’s easy to apply for and doesn’t charge late fees or prepayment penalties, consider applying with Credit Ninja. You’ll enjoy flexible repayment schedules, and you’ll get funds directly into your bank account. Their rates are comparable to payday loans, but their terms are more flexible. Also, their loans are often offered with lower interest rates than title loans.
Another website that offers a personal installment loan is OppLoans. They have a similar process to other online personal installment lenders, and they’re designed to help borrowers with bad credit. The company reviews applicants’ information and makes a decision on whether to approve them. Although they don’t have as many restrictions as Credit Ninja, you’ll still need to pay a 5% origination fee, and you’ll have to fill out an application. When you’re approved, you’ll receive details about your loan and you can decide whether to accept the offer. Once you’ve accepted the loan, you’ll receive the money within one business day.
As you can see, there are many websites that offer fast personal installment loans for people with bad credit. While there are many options out there, Credit Ninja stands out because of their speedy funding, outstanding customer service, and competitive rates.