Fighting Back Against Debt Collections Under $100
If you’re getting calls from debt collectors, there are a few things you can do to fight back against their efforts. First, it’s important to know how debt collection affects your credit report. The impact of collections is largely dependent on the credit scoring model you use. For example, if you have an account in collection, your score will be lower. However, if you pay off the account and have it removed from your credit report, the effect is much less significant. In addition, many