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Many Americans are turning to loans to cover unexpected expenses. However, a personal loan can be a burden if you borrow too much. In addition, the interest rate on these types of loans can be high, making them an expensive option. If you are in need of a loan, consider other options. You may be able to find a better deal at a bank or credit union. In addition, you can also try a peer-to-peer lending platform. If you have a good credit score, it