One of the best ways to keep your money on your side is to avoid payday loans at all costs. You should also consider a home equity line of credit. These are more affordable and can be a real game changer in the event of an emergency. It is also wise to plan your next move in advance.
If you can’t get out of debt with a traditional loan, then you may have to resort to a credit card cash advance. Of course, you should do your homework before taking out a loan. In fact, it’s a good idea to read up on your state’s regulations first. Fortunately, most states have a small but dedicated department that can help you with this type of problem. In the long run, this will ensure that you have a better chance of getting a low interest rate loan. You might also want to ask your banker about a credit card cash advance, as you’ll be able to avoid having your credit card swiped by a lender whose main goal is to make money. For more information on this topic, check out the Federal Financial Institutions Commission’s (FFIC) website. The FFI is a reputable agency, and is well worth your time. The FFI is not responsible for your personal information, but will do its best to protect your credit cards from thieves.
