If you’re looking for an 85 LTV bad credit mortgage, you’ve come to the right place. There are plenty of options and you can find the right one for you. Adaptable Solutions, Pepper Money, and TML are a few options to consider, but you should be aware of the terms and conditions.
When applying for a mortgage, the lender will review your credit and assess your affordability. If your credit is less than perfect, you will pay a higher interest rate than a borrower with good credit. Lenders are also less willing to offer large loan amounts. Most bad credit mortgages require at least a 25% deposit and a maximum loan to value of 75%.